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Rate Disclaimer

Current Rates, APRs, and Points based on NEW transactions locked for 45-days.  *Rates are subject to change based upon current market conditions.  Please contact us for a specific rate quote.  (All About Lock-in)

  • Conforming Quotes: Based on a $150,000+ loan amount, 20%+ down, and 740+ credit score.
  • FHA & VA Quotes: Based on a $150,000+ loan amount, 3.5%+ down (no downpayment rquired on VA), and 660+ credit score.
  • Jumbo Quotes: Based on a $726,200+ loan amount, 20%+ down, and 720+ credit score.
  • Please contact a CU/America Licensed Consultant for quotes on refinance transactions, or quotes for lower credit scores, down-payments or loan amounts; which require adjustments, if available.

*Annual Percentage Rate (APR) - Lenders are required by law to disclose APR in nearly all consumer credit transactions, to provide a uniform measure for comparing the cost of various credit transactions.  APR is expressed as a nominal yearly rate as defined by Sec 226.22 of Regulation Z, and must be disclosed as a single rate.  APR measures the total cost of credit, including "finance charges".

 Disclosure Statement: This information is not an advertisement to extend credit as defined by Reg. Z 226.24.  APRs vary with loan amount.  Rates are subject to change with notice.  Some restrictions may apply.  CU/America Financial Services fully complies with Federal Fair Housing Law and the Equal Credit Opportunity Act.

Regulated by
State of Illinois Lic # MB.0004233-IDFPR 100 W Randolph, 9th Flr, Chicago, IL 60601 #(312) 793-3000
State of Indiana Lic # 38385-DFI 30 S Meridian St, Ste 300, Indianapolis, IN 46204 #(317) 232-3955 

State of Florida Lic # MLD2085 - OFI 200 E Gaines St, Tallahassee, FL 32399 #(850) 487-9687